The report, titled 'Islamic Fintech: Innovative Financial Solutions', provides an in-depth analysis of the integration by Islamic finance of core principles with modern technology, and the resulting delivery by this sector of innovative financial services. The Islamic finance industry has accelerated its digital transformation in recent years by emphasising the importance of interest-free transactions, risk-sharing, social justice and ethical standards. This transition is evidenced by the proliferation of mobile payments, digital wallets, blockchain technology, robo-advisors, and decentralized finance solutions, which are collectively reshaping the financial landscape.

The report analyses the influence of Islamic fintech on participation banking in Turkey and worldwide, emphasising its function in facilitating financial inclusion and expanding market share. Despite the scarcity of studies on Islamic fintech in Turkey, this report makes a noteworthy contribution to the existing literature, providing support for the growth of Islamic fintech initiatives on both global and local scales. At the international level, the report examines the challenges faced by the Islamic fintech sector, including regulatory requirements, investment, and innovation demands. For Turkey, it provides recommendations to address sectoral gaps and maximize fintech potential.